Let's say the Jones and the Smiths are family friends. Both couples dream of traveling the world, but the Smiths decided to invest their money and postpone their travel plans. The Jones, on the other hand, invested some of their money and used part of it to travel within several years prior to the pandemic. The Smith couple has lots of money but regrets their decision since the pandemic started.
Mrs. Smith: Why don't we travel together to Europe?
Mrs. Jones: It's only now that you are planning to travel? We'd love to, but we'd rather travel locally (within the state or in neighboring states only). It's too complicated to travel internationally now, and you could be locked down in one of those countries.
Please confirm if the italicized text above sounds natural. Otherwise, how would you express it?